Cambria Debt Consolidation Company
Debts of many households mainly stem from mortgages, student loans, and auto loans. A large portion of these debts is usually from credit cards.
Do not leave balances to get carried from month to month unmanaged. Why? They are bound to increase continuously. The average revolving balance from credit card debt is $6,929. That is why it is now hard for most U.S. households to pay their creditors.
The outstanding debt of an average American family is $135,768, factoring in auto loans, student loans, and mortgages together with credit card loans.
At Optimal Debt Solutions, our Certified Debt Specialists know that it’s both a struggle and frustrating to manage such debt. With that, we would like to help you start a new life, so participate in our free debt evaluation now. We can help you become financially independent. Our debt relief company’s commitment to helping California residents improve their lives is guaranteed and unmatched.
Call Optimal Debt Solutions at (213) 463-7313 for your Free Evaluation with a California Debt Consolidation specialist!
Money Management with Debt Consolidation
It is overwhelming to manage all the bills that you receive every month. You may even have different payment plans for paying your credit card debts, making it even tricky to manage your bills. It can even get impossible to manage these debts if you add your other loans, rent, cable, data plans, and utilities.
You can use a financial strategy called debt consolidation to simplify paying off your various bills into a single debt. California debt consolidation combines all your debts into a single, larger debt with a lower interest rate, lower monthly payment, or both. It is easy to use debt consolidation to manage your multiple debts, including student loans, credit card debts, and many more.
How does California debt consolidation start? You take out a loan, making it possible to manage your debt in a single place. Consolidate your credit card payments into a new credit card or use the balance transfer feature of your existing credit card. You can also get a loan from a financial institution, like credit unions, online lenders, or banks. But financial institutions may ask for collateral.
Simplify the way you pay your monthly bills to reduce the frustrations that you may experience every month. Debt consolidation involves making one payment to your lender on a specific day each month, so you don’t have to juggle several monthly payments with different due dates.
We take pride in providing alternatives to debt consolidation at Optimal Debt Solutions. We do not want to see you get unnecessary loans. We can save your time and money by working with your creditors directly. We will negotiate with your creditors and settle for reduced amounts.
At Optimal Debt Solutions, we are committed to helping our clients achieve their desired financial freedom. We provide them with the best resources and tools to achieve their financial goals. Call one of our California Certified Debt Specialists to help you take control of your finances. Our specialists are committed to helping you create a strategic plan to pay off your debts as fast as possible.
Debt Settlement vs. Consolidation
Use your debt management program to gain freedom from your debt. You can use multiple methods to manage and pay off your debts. However, debt settlement is one of the most effective methods to achieve financial freedom. We know this is true from several years of experience and research.
You cannot reduce your debt with California debt consolidation. You will still have to pay the same amount of money. You will not enjoy the benefits of negotiated terms. You will never achieve financial freedom if you do not decrease your spending and increase your payments.
Furthermore, it takes two to five years to completely pay off your debt with a debt consolidation program. You must avoid incurring further debt to eliminate the debt. The new loan is still the same as your previous debts because it leaves you with a new obligation.
One of the best options for paying off your debts is debt settlement. Work closely with the Debt Specialists from a credit counseling organization, like Optimal Debt Solutions. Our Debt Specialists will ask you questions to learn your current debt situation and spending habits. They will show you how you can meet your payments by adjusting your budget.
You can also negotiate and reduce your debts by up to 50% with debt settlement. You can make your payments manageable by reducing the amount and quantity of your payments. This is great for repaying your debts immediately.
If you want to eliminate your debt as soon as possible, get in touch with Optimal Debt Solutions. We love helping our clients achieve financial freedom. You can completely trust us because we have several years of experience in multiple debt relief programs.
Take Control Of Your Finances
It is now easy to achieve financial freedom. Optimal Debt Solutions knows it is stressful to pay off debts. We use the following four simple steps to make the process easier:
Firstly, you will meet with our Certified Debt Specialist for an initial Free Evaluation. You will discuss and review your current outstanding debts, ongoing payments, and financial situation with the specialist. We do this to help us know the estimate of your potential savings and what you can afford to pay.
Secondly, we will work on a personalized debt reduction program catering to your specific need. Our experts will discuss debt settlement methods with you. They will help you start a program for managing your finances and monitor your debt resolution plan. You can access your program anytime on our user-friendly portal. You will have complete access to our debt resources. It is also easy to get in touch with your debt reduction specialist on our portal.
Thirdly, once we lay out your debt management strategy, we will start negotiating and settling your debt. We will call your creditors on your behalf to increase the chances of reducing your debt. We can time our negotiations properly due to our in-depth understanding of multiple organizations and how these organizations handle bad debt.
Lastly, you can access your online client portal anytime during your debt settlement program. If you have questions, call one of our debt settlement experts. They will help you on your way to financial freedom. Our resources and tools minimize the number of contacts you will have with your creditors.
Call Optimal Debt Solutions to help you take control of your debt and start a new life. We will work on the best debt settlement program for you.
California Debt Settlement Company
Work closely with our California debt settlement experts if you are afraid that your creditors will not work with you anymore, your income was reduced recently, or you struggle to pay your bills.